Our Mission

The Human Services Self-Insurance Trust is committed to procuring for its not-for-profit member's workers' compensation and disability coverage, while providing the following services:

• Quality administration and claims management
• Dedicated oversight by a Board of Trustees
• Compliance with New York State Workers' Compensation Board Statutes and Regulations
• Effective and compassionate communication

The Human Services Self-Insurance Trust Fund

• Founded in 1996, the Human Services Self-Insurance Trust offers nonprofit human service agencies workers' compensation at a competitive cost
• The Trust also offers members the ability to participate in the disability program
• The trust provides excellent claims management, medical case management and loss control services
• The administrator of the Trust is FCS Administrators, Inc.
• The Trust is owned by its members and is represented by a Board of Trustees who are also peer members of the Trust
• The Trust is regulated by the NYS Workers' Compensation Board and NYS Self-Insurance Department
• The Human Services Self-Insurance Trust is fully funded and listed on the status report from the WCB as having "no funding issues" and having "no operating restrictions imposed," which are the highest standards available for self-insured groups
• The reinsurer for the Trust is Safety National which has an "A" rating
• This Trust has had excellent retention of 98% since its inception